A woman calculating her finances while looking at her Stellar Bank business savings account

Business Savings, Money Markets And CDs

Stellar offers a range of business savings accounts to help you achieve financial security, maintain stability and seize timely opportunities through it all.

Connect With A Stellar Banker

We Can Help You Choose Accounts To Meet Your Goals

Stellar bankers are commercial bankers through and through. Our experts can help you set up a business savings strategy to give you stability for today and build the financial resources for where you want to go tomorrow.

Stellar Business Savings Accounts
	Business Savings	Business Money Market	Certificate of Deposit
Minimum Balance to Open	$200	$2,500	$1,000
Monthly Service Charge	$6 quarterly service charge	$15	N/A
How to Avoid a Service Charge	$200 minimum balance	$2,500 minimum balance	N/A
Per Fee Items	$5 fee per transaction in excess of 6 not-in-person debits per statement cycle	$5 fee per transaction in excess of 6 not-in-person debits per statement cycle	N/A
Minimum Balance for APY	$0.01	$0.01	N/A
Interest Compounding and Crediting	Interest is compounded and credited quarterly	Interest is compounded and credited monthly	Current rate sheet
Miscellaneous	N/A	N/A	Terms available from 3 months to 60 months

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Special CD Rates

4.32% APY* 7-Month CD | 4.16% APY* 11-Month CD

The smartest businesses don’t just put money aside. They make that money earn and grow as much as possible. Stellar CDs provide stability and security while maximizing your returns. Contact your banker to open a CD.

*Effective October 25, 2024. Rates subject to change without notice. $10,000 minimum opening balance required to earn Annual Percentage Yield (APY). Interest compounds quarterly. 7-Month CD: Interest paid quarterly with final payment for remaining month. 11-Month CD: Interest paid quarterly with final payment for remaining two months. Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Limited time offer. Not eligible for public funds.

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Get Full Business Banking Abilities

Access funds easily through online and mobile banking
Ensure business continuity and agility with overdraft protection
Link accounts and set up automatic transfers

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The Support You Need To Fight Fraud

Fraud is on the rise, and we’re here to help you protect yourself. There are many precautions you can take, but the most important one is also the simplest: guard your information. Never share account numbers, passwords, PINs or any other account information by phone, text or email.

Learn About Protecting Yourself From Fraud

Open a Business Savings, Money Market and CD Account

Meet with your local Stellar Banker to find the account that is right for your business.

Get Started

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What to Bring

Select your business type to see a list of items you will need to provide in order to open an account.

Sole Proprietorship

Social Security Number
Assumed Name Certificate/(DBA) file with the county
Valid driver's license for account signers
- OR permanent resident alien card (AKA green card)
- OR current and valid passport